Column: I Lost My Mortgage Certificate, What to Do?
You own a property in Geneva. After repaying your mortgage loan, the bank returned the associated mortgage certificate to you. Today, you wish to sell your property, but you cannot find this essential document! What should you do in this situation?
Why is the mortgage certificate crucial during a property sale?
The mortgage certificate is a key document in Swiss real estate. It serves as collateral for mortgage loans, is registered in the land registry, and is required when selling a property. Without it, the transaction can be delayed or compromised.
Steps to follow if the mortgage certificate is lost:
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