{"id":340046,"date":"2025-04-16T16:38:10","date_gmt":"2025-04-16T14:38:10","guid":{"rendered":"https:\/\/dev.desormiere-vanhalst.ch\/column-i-lost-my-mortgage-certificate-what-to-do\/"},"modified":"2026-06-12T10:27:42","modified_gmt":"2026-06-12T08:27:42","slug":"column-i-lost-my-mortgage-certificate-what-to-do","status":"publish","type":"post","link":"https:\/\/dev.desormiere-vanhalst.ch\/en\/column-i-lost-my-mortgage-certificate-what-to-do\/","title":{"rendered":"Column: I Lost My Mortgage Certificate, What to Do?"},"content":{"rendered":"
[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text css=””]\r\n

You own a property in Geneva. After repaying your mortgage loan, the bank returned the associated mortgage certificate to you. Today, you wish to sell your property, but you cannot find this essential document! What should you do in this situation? <\/strong><\/p>\r\n\r\n

Why is the mortgage certificate crucial during a property sale?<\/h3>\r\n

The mortgage certificate is a key document in Swiss real estate. It serves as collateral for mortgage loans, is registered in the land registry, and is required when selling a property. Without it, the transaction can be delayed or compromised. <\/p>\r\n\r\n

\r\n

Steps to follow if the mortgage certificate is lost:<\/h3>\r\n(…) Discover the rest of the article: I Lost My Mortgage Certificate: What to Do When Selling My Property?<\/a> <\/a>by following this link or by clicking on the images below. <\/strong>\r\n\r\n<\/div>\r\n[\/vc_column_text][vc_empty_space height=”13px”][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=”13px”][vc_row_inner css=”.vc_custom_1630794233253{padding-bottom: 50px !important;background-color: #f6f3f3 !important;border-radius: 5px !important;}”][vc_column_inner][vc_single_image image=”340047″ img_size=”full” alignment=”center” onclick=”custom_link” img_link_target=”_blank” css=”” link=”https:\/\/dev.desormiere-vanhalst.ch\/en\/column-i-lost-my-mortgage-certificate-what-to-do\/”][vc_single_image image=”340048″ img_size=”full” alignment=”center” onclick=”custom_link” img_link_target=”_blank” css=”” link=”https:\/\/dev.desormiere-vanhalst.ch\/en\/column-i-lost-my-mortgage-certificate-what-to-do\/”][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=”26px”][vc_column_text css=””]Follow this link to access Le Journal de l’Immobilier online and our column: I Lost My Mortgage Certificate: What to Do When Selling My Property?<\/a><\/strong>[\/vc_column_text][vc_empty_space height=”26px”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1712918896100{padding-bottom: 50px !important;background-color: #f6f3f3 !important;border-radius: 5px !important;}”][vc_column width=”1\/3″][vc_single_image image=”339399″ img_size=”160×160″ alignment=”center”][\/vc_column][vc_column width=”2\/3″]\n
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Notre conseil<\/h3> <\/div>\n<\/div>[vc_column_text css=””]Are you interested in this topic? Find another one of our articles dedicated in more detail to this subject by following this link<\/a>. \r\n\r\nDo you have questions or wish to contact us<\/a>? We are at your disposal without obligation and in complete discretion, and we will gladly assist you.[\/vc_column_text][vc_empty_space]\n Entrons en contact<\/span>\n <\/a>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=””]\r\n
<\/h6>\r\n\r\n
\r\n\r\nInscrivez-vous pour rester inform\u00e9.<\/a>\r\n\r\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/div>","protected":false},"excerpt":{"rendered":"

I lost my mortgage certificate: what should I do to sell my property despite this missing document? In this article published in Le Journal de l’Immobilier, we explain the steps to take. Trust D\u00e9sormi\u00e8re & Vanhalst to guide you with peace of mind. <\/p>\n","protected":false},"author":1,"featured_media":340049,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[457,463,458,464,448,469,466],"tags":[493,480,479,504,483,512,511,516,520,487,477,492,509,507,527,523,488],"class_list":["post-340046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-funding","category-legislation","category-mortgage-note","category-professional","category-purchase","category-sell","category-taxation","tag-apartment","tag-broker","tag-customer-review","tag-funding","tag-geneva","tag-home","tag-legislation","tag-notary","tag-press-review","tag-professional","tag-propriete","tag-purchase","tag-real-estate","tag-real-estate-expenses","tag-sale","tag-strategy","tag-switzerland"],"acf":[],"yoast_head":"\nI Lost My Mortgage Certificate<\/title>\n<meta name=\"description\" content=\"I lost my mortgage certificate: what should I do to sell my property despite this missing document? 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