{"id":339416,"date":"2025-02-11T00:34:53","date_gmt":"2025-02-10T23:34:53","guid":{"rendered":"https:\/\/dev.desormiere-vanhalst.ch\/casatax-une-aide-pour-devenir-proprietaire-a-geneve\/"},"modified":"2026-05-25T23:53:17","modified_gmt":"2026-05-25T21:53:17","slug":"casatax-help-to-become-a-property-owner-in-geneva","status":"publish","type":"post","link":"https:\/\/dev.desormiere-vanhalst.ch\/en\/casatax-help-to-become-a-property-owner-in-geneva\/","title":{"rendered":"Casatax : Help to become a property owner in Geneva"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_empty_space height=&#8221;26px&#8221;]<div\n    class=\"qodef-section-title-holder  qodef-st-standard qodef-st-title-left qodef-st-normal-space \" >\n    <div class=\"qodef-st-inner\">\n        <h3 class=\"qodef-st-title\" >Benefit from an immediate discount on your purchase costs<\/h3>    <\/div>\n<\/div>[vc_row_inner][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<h4><strong>Casatax: \u00a0help to become a property owner in Geneva. Buying without equity is not possible. However, Casatax allows you to reduce the amount of equity required to pay for registration fees. You can obtain this reduction under certain conditions, which we summarize for you below.<\/strong><\/h4>\n<p>Let\u2019s start with a quick definition\u2026<\/p>\n<h3>What is Casatax\u00a0?<\/h3>\n<p>It was thanks to a <strong>popular initative<\/strong> presented in 2002 by the Geneva Real Estate Chambre (CGI) that this regulaton was adopted. Its ai mis to <strong>facilitate access to property in the canton of Geneva<\/strong>. If you are curious, you will find the Casatax provisions in the Registration Fees Act (<a href=\"https:\/\/silgeneve.ch\/legis\/data\/rsg_d3_30.htm\" target=\"_blank\" rel=\"noopener\">LDE art. 8A<\/a>).<\/p>\n<p><strong>Casatax<\/strong>\u00a0allows you to <strong>reduce the cost of purchasing your home<\/strong> by reducing the tax levied when purchasing real estate.<\/p>\n<p>In fact,\u00a0<strong>your registration fees are reduced by half<\/strong>. This may seem like much, but 1.5% of the property value is a lot when this 1.5% must be financed by your own funds! Because it is not possible for you to borrow to pay the registration fees, nor to use the funds from your 2<sup>nd<\/sup> pillar. Your \u00ab\u00a0purchase costs\u00a0\u00bb can only be financed with your own savings.<\/p>\n<p><strong>This 50% tax rebate applies to rights linked to the transfer of property and mortgage deeds. <\/strong>The reduction takes place immediately, and you therefore do not have to pay these funds upon purchase. Provided, however, that you respect the conditions provided for by law.<\/p>\n<h3>How to benefit from Casatax?<\/h3>\n<p>As a new owner, you can benefit from the \u201cCasatax discount\u201d if you meet the following conditions:<\/p>\n<ul>\n<li>The <strong>purchase price<\/strong> must be lower than an amount readjusted on March 1st of each year according to the Geneva Construction Index (see the current amount below)<\/li>\n<li>You agree to make this property your principal home:\n<ul>\n<li>You must provide proof of this to the Administration within 2 years following your purchase (this involves sending the appropriate form and a proof of address)<\/li>\n<li>You must stay there for a <strong>minimum of 3 years<\/strong><\/li>\n<\/ul>\n<\/li>\n<li>You must be a <strong>natural person<\/strong>\u00a0(if the purchase is made by a company, Casatax does not apply)<\/li>\n<li>You must request to benefit from Casatax during the transfer of ownership. In fact. The Casatax discount cannot be obtained after the fact. This is why your broker and your notary coordinate to include this right in the deed of purchase. A note is then entered in the Land Register.<\/li>\n<\/ul>\n<p>What happens if any of these conditions are not met within the stipulated time frame?<\/p>\n<p>The discount granted during the sale is claimed by the tax authority. For example: if the owner sells his property before the end of the 3 years of stay, the State will ask him for reimbursement of the reduction offered.<\/p>\n<p>The property purchased must be accommodation to benefit from the \u00ab\u00a0Casatax discount\u00a0\u00bb. It can be a <strong>PPE apartment or a house<\/strong>. Finding a villa meeting this scale is rather rare in the current real estate market. However, it is not impossible\u00a0! So, in 2022, among our clients, a family was lucky enough to benefit from this tax advantage to buy the house of their dreams.<\/p>\n<h3>What is the Casatax discount in 2023?<\/h3>\n<p><strong>From March 1, 2023, the adaptation of the new Casatax amounts is as follows<\/strong>*:<\/p>\n<ul>\n<li>The <strong>purchase price<\/strong> of the property must be <strong>less than CHF 1&#8217;335\u2019749.-<\/strong>\u00a0(formerly CHF 1\u2019258\u2019454.-)<\/li>\n<li>La\u00a0<strong>r\u00e9duction maximale<\/strong>\u00a0du droit de vente s\u2019\u00e9l\u00e8ve \u00e0\u00a0<strong>CHF 20\u2019036.-<\/strong>\u00a0(anciennement CHF\u00a018&#8217;877.-).<\/li>\n<\/ul>\n<p><strong>Indeed, the Geneva construction index shows an annual variation of around +6,1%.<\/strong><\/p>\n<p><strong>Clearly, if you buy accommodation for your main residence whose price does not exceed CHF 1&#8217;335&#8217;749, you can save up to CHF 20\u2019036 on registrations fees. <\/strong><\/p>\n<p><strong>In 2023 again, Casatax is therefore a real help for becoming a property owner in Geneva.<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;13px&#8221;][vc_row_inner css=&#8221;.vc_custom_1677626695467{padding-bottom: 50px !important;background-color: #f6f3f3 !important;border-radius: 5px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;339399&#8243; img_size=&#8221;160&#215;160&#8243; alignment=&#8221;center&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<div\n    class=\"qodef-section-title-holder  qodef-st-standard qodef-st-title-left qodef-st-normal-space \" >\n    <div class=\"qodef-st-inner\">\n        <h3 class=\"qodef-st-title\" >Our advice<\/h3>    <\/div>\n<\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li>\n<h5>If you are a buyer:<\/h5>\n<\/li>\n<\/ul>\n<p>If your purchase budget is around CHF 1,375,000, be sure to take this new rate into account in your future negotiations.<\/p>\n<ul>\n<li>\n<h5>You are a homeowner and you received a Casatax benefit for your purchase :<\/h5>\n<\/li>\n<\/ul>\n<p>If you&#8217;re thinking about selling or moving, be sure to meet all the legal deadlines!<\/p>\n<p>Call us for personalized advice: we\u2019ll help you maximize your chances of taking advantage of this significant savings.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;26px&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<h6><a href=\"https:\/\/www.ge.ch\/document\/communique-hebdomadaire-du-conseil-etat-du-5-fevrier-2025\" target=\"_blank\" rel=\"noopener\">*Weekly Statement from the State Council, February 5, 2025<\/a><\/h6>\n<hr \/>\n<p>Sign up to stay informed.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Casatax est une aide pour devenir propri\u00e9taire \u00e0 Gen\u00e8ve. Acheter sans fonds propres n\u2019est pas possible, mais Casatax permet de r\u00e9duire le montant des fonds propres \u00e0 verser pour les droits d\u2019enregistrement. Vous pouvez obtenir cette aide \u00e0 certaines conditions, qu\u2019on vous r\u00e9sume dans notre article. <\/p>\n","protected":false},"author":1,"featured_media":339414,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[463,448,469,466],"tags":[],"class_list":["post-339416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislation","category-purchase","category-sell","category-taxation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Casatax : Help to become a property owner in Geneva<\/title>\n<meta name=\"description\" content=\"Casatax: Help with Buying a Home in Geneva. 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